A rate you can count on, from day one

Lock in today's rate and let your money quietly grow. Terms run from one to five years, so you can match the money to your plans and stop guessing.

100% guaranteed

Your money and the growth it earns are guaranteed by us.

Know what you'll get

See the exact figure before you commit a penny.

Renews on its own

Set it once and it rolls over at the end of each term.

A handy backup

Need cash? You can reach up to 90% of what you set aside, at better terms.

Growth calculator

Terms to suit your plans

1-Year Set-Aside

4.25% a year
  • From $1,000
  • Growth paid quarterly
  • Renews automatically if you choose
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  • From $5,000
  • Yearly or reinvested growth
  • Access your money early
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Flexi Set-Aside

3.75% a year
  • Flexible term, 6-36 months
  • Take money out early if you need to
  • No penalty after 6 months
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